Should I Talk to the Insurance Representative After my Accident?
No. Here are some reasons why you should NOT talk to the Insurance companies.
1- Insurance representatives are professionals with one goal in mind: Save the Insurance Company money at what ever cost. They are not your friends nor are they there to help you. Their job is to minimize the insurance company's exposure to liability in the form of a claim.
As experienced professionals insurance representatives know not only what questions to ask but how to ask them. They will manipulate the questions and even the answers to the point that you may not recognize your own answer at a later date.
2- You are novice not a professional. Insurance representatives understand the big picture of how things work. On the other hand, you have no idea of how anything in the insurance claim process works.
Even if you have a legitimate claim, they are instructed to low ball you into accepting their value of the claim. What is the value of your claim depends on multiple facts and issues that you are not aware of including jury awards in your area.
Unless you have experience, talking to an insurance representative after an accident is like fishing in a barrel for the insurance companies. Insurance companies love to talk to insurers and other parties involved in a traffic accident because they get to draw the picture that is most favorable to them.
For more information about automotive insurance or injury claims, contact Florida Accident Center or call toll free 1-877-961-5100. Offices in Dade and Broward counties.
